“A Multi-Variate Classification Approach With AI-Augmented Gray Relational Analysis and Skew Variation Modeling for Fraud and Risk Intelligence in Cloud Environments”. International Journal of Advanced Research in Computer Science & Technology(IJARCST), vol. 7, no. 4, July 2024, pp. 10642-6, https://doi.org/10.15662/IJARCST.2024.0704008.