AI-Enabled SAP Secure Financial Operations for Credit Risk and Fraud Detection with Regulatory Compliance and Smart City Network Benchmarking. International Journal of Advanced Research in Computer Science & Technology(IJARCST), [S. l.], v. 7, n. 6, p. 11417–11422, 2024. DOI: 10.15662/IJARCST.2024.0706029. Disponível em: https://ijarcst.org/index.php/ijarcst/article/view/357. Acesso em: 11 feb. 2026.